Mukuru Fees
🇿🇦 ZAR (R) · Including all taxes
Mukuru is one of the leading mobile money services in South Africa, serving millions of users. Send fees are R20 per transaction. Use the fee tables below to see all charges including government taxes.
How much does Mukuru charge per transaction in 2026?
On Mukuru in South Africa, receiving is free. Sending money costs R20. Cashing out costs R15. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Mukuru Send Money Fee Tiers in South Africa
| Range | Fee |
|---|---|
| R1+ | R20 ~R20 flat estimated for domestic sends |
Mukuru Withdrawal (Cash-Out) Fee Tiers in South Africa
| Range | Fee |
|---|---|
| R1+ | R15 ~R15 estimated cash-out at agent |
About Mukuru in South Africa
South Africa is bank- and card-led; mobile wallets (VodaPay, Capitec Pay, eWallet) play a smaller role than elsewhere on the continent. The rand is highly liquid and instant bank rails (PayShap) dominate, so wallet fees are judged against a bank transfer, not just against each other.
On pricing, here is how Mukuru structures its fees. Sending is priced by band : flat R20 above R1. Cash-out is priced by band : flat R15 above R1. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in South Africa: you pay only the operator's fee.
How to use it. You manage Mukuru via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare Mukuru with the other operators in South Africa for your exact amount, use the calculator at the top of this page or open the South Africa page. Tariffs rendered from our database, verified in 2026.
Mukuru vs Other Providers in South Africa: Fee Comparison
Frequently Asked Questions
How much does Mukuru charge to send money in South Africa?
Mukuru charges R20 per transfer in South Africa.
What are the Mukuru withdrawal fees in South Africa?
Mukuru withdrawal fees in South Africa are R15 per transaction.
Is there a government levy on Mukuru transactions in South Africa?
No. There is currently no government levy on mobile money transactions in South Africa.
What is the Mukuru USSD code in South Africa?
Use the Mukuru mobile app or visit an authorized agent in South Africa.
Is Mukuru the cheapest mobile money provider in South Africa?
It depends on the amount. Use the MomoCalc calculator on the South Africa page to compare all providers for your specific amount.