🇺🇸 USD to 🇪🇺 EUR — US Dollar to Euro Rate Today
Indicative interbank rate. Interbank rate updated 31 Jul 03:00 UTC (2h ago) · ExchangeRate-API (interbank)
Convert US Dollar to Euro using the live indicative interbank rate and the converter below. Covers the cost of sending to Eurozone via the major mobile money apps.
USD to EUR rate change
Rate tracking started 5 June 2026. Longer windows fill in as history grows.
Change in the USD→EUR rate. + means the Euro weakened against the US Dollar; − means it strengthened.
Currency converter
USD → EUR conversion table
| USD | EUR |
|---|---|
| 1 | 0.87 |
| 5 | 4.35 |
| 10 | 8.69 |
| 20 | 17.38 |
| 50 | 43.45 |
| 100 | 86.90 |
| 200 | 173.80 |
| 500 | 434.50 |
| 1,000 | 869.00 |
| 2,000 | 1,738.00 |
| 5,000 | 4,345.00 |
| 10,000 | 8,690.00 |
Table computed at the indicative rate of 1 USD = 0.869 EUR. Real operator-side values include a 1%-4% spread.
US Dollar to Euro exchange rate history
About the US Dollar
The US Dollar (USD, $) is the world's primary reserve currency and the de facto reference rate for most African remittance pricing. It is issued by the Federal Reserve System and subdivided into 100 cents. For African routes, the USD plays two distinct roles: as the on-the-wire settlement currency that originating remittance providers use to hedge between markets, and as the unit of account that diaspora senders most often think in. When operators quote a USD-to-local-currency rate, the difference between that rate and the interbank mid-market — the spread — is where most of the route's cost is hidden, often dwarfing the visible send fee. For receivers in countries with thin USD interbank markets such as Sierra Leone or Mozambique, the published rate can lag the interbank reference by several percentage points.
About the Euro
The Euro (EUR, €) is the official currency of 20 European Union member states and the anchor of one of the most consequential fixed-peg arrangements in African monetary history. The Euro is issued by the European Central Bank in Frankfurt and is the second-largest reserve currency after the USD. Two African monetary unions — the West African Economic and Monetary Union (UEMOA / XOF) and the Central African Economic and Monetary Community (CEMAC / XAF) — peg their CFA francs to the EUR at the fixed rate of 655.957 CFA = 1 EUR. The peg has been in continuous operation since the 1999 introduction of the Euro, and replaced the prior French franc peg. For diaspora remitters in France, Belgium, Italy, Spain, Portugal and Germany, the EUR is the dominant send currency for the WAEMU and CEMAC routes.
Related pairs
FAQ
What is the USD/EUR exchange rate today?
How much is 100 USD in EUR?
What's the best way to send US Dollar to Eurozone?
Is the Euro a stable currency?
Why is the rate I see on my mobile money operator different?
Rates shown on this page are indicative interbank reference rates updated daily. Operator send rates typically include a 1%-4% spread above this reference, which covers FX hedging cost, settlement risk and commercial margin. For exact send rates via M-Pesa, MTN MoMo, Sendwave, LemFi, WorldRemit, Wise or TapTap Send to Eurozone, see the inbound transfer comparison.