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Afrimoney Fees

🇸🇱 NLe (NLe) · Including all taxes

Afrimoney is one of the leading mobile money services in Sierra Leone, serving millions of users. Send fees are NLe2 per transaction. Note that Sierra Leone applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.

How much does Afrimoney charge per transaction in 2026?

On Afrimoney in Sierra Leone, receiving is free. Sending money costs NLe2 up to NLe100, up to NLe70 on larger amounts. Cashing out costs NLe2 up to NLe100, up to NLe90 on larger amounts. A state tax also applies (Goods and Services Tax (GST) on fees). Tariffs verified against the operator source (June 2026).

NLeNLe

Afrimoney Send Money Fee Tiers in Sierra Leone

RangeFee
NLe1 - NLe100NLe2
NLe 2
NLe101 - NLe500NLe4
NLe 4
NLe501 - NLe2,000NLe9
NLe 9
NLe2,001 - NLe10,000NLe22
NLe 22
NLe10,001 - NLe50,000NLe45
NLe 45
NLe50,001+NLe70
NLe 70

Afrimoney Withdrawal (Cash-Out) Fee Tiers in Sierra Leone

RangeFee
NLe1 - NLe100NLe2
NLe 2
NLe101 - NLe500NLe6
NLe 6
NLe501 - NLe2,000NLe13
NLe 13
NLe2,001 - NLe10,000NLe30
NLe 30
NLe10,001 - NLe50,000NLe65
NLe 65
NLe50,001+NLe90
NLe 90

Sierra Leone Mobile Money Levies & Taxes

!

Goods and Services Tax (GST) on fees

Levy active

Sierra Leone applies a 15% GST on the transaction fee itself — not on the amount transferred. Finance Act 2023, effective October 15, 2023. Example: a NLe 10 fee becomes NLe 11.50 total.

Paid by sender

About Afrimoney in Sierra Leone

Sierra Leone relies on Orange Money and Afrimoney for mobile payments, in the leone. A thinner market, Sierra Leone carries wider spreads and fees on small amounts; knowing the exact tariff before paying guards against agent overcharging.

On pricing, here is how Afrimoney structures its fees. Sending is priced by band : flat NLe2 NLe1–NLe100; flat NLe4 NLe101–NLe500; flat NLe9 NLe501–NLe2,000; flat NLe22 NLe2,001–NLe10,000. Cash-out is priced by band : flat NLe2 NLe1–NLe100; flat NLe6 NLe101–NLe500; flat NLe13 NLe501–NLe2,000; flat NLe30 NLe2,001–NLe10,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.

Government levy. Sierra Leone applies a government levy (Goods and Services Tax (GST) on fees) on top of the operator fee — it is already included in the calculator totals above.

How to use it. You manage Afrimoney via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.

To compare Afrimoney with the other operators in Sierra Leone for your exact amount, use the calculator at the top of this page or open the Sierra Leone page. Tariffs rendered from our database, verified in 2026.

Afrimoney vs Other Providers in Sierra Leone: Fee Comparison

Frequently Asked Questions

How much does Afrimoney charge to send money in Sierra Leone?

Afrimoney charges NLe2 per transfer in Sierra Leone.

What are the Afrimoney withdrawal fees in Sierra Leone?

Afrimoney withdrawal fees in Sierra Leone are NLe2 per transaction.

Is there a government levy on Afrimoney transactions in Sierra Leone?

Yes. Sierra Leone applies a Goods and Services Tax (GST) on fees on mobile money transactions.

What is the Afrimoney USSD code in Sierra Leone?

Use the Afrimoney mobile app or visit an authorized agent in Sierra Leone.

Is Afrimoney the cheapest mobile money provider in Sierra Leone?

It depends on the amount. Use the MomoCalc calculator on the Sierra Leone page to compare all providers for your specific amount.