🇸🇳 Send FCFA5,000 in Senegal: fees by provider
To send FCFA5,000 in Senegal, fees range from FCFA65.00 (Orange, the cheapest) to FCFA75.00. Which provider you pick genuinely changes what you pay.
How much does it cost to send FCFA5,000 in Senegal?
To send FCFA5,000 in Senegal, the cheapest provider is Orange at FCFA65.00; the priciest charges FCFA75.00. Receiving is free; the total includes the operator's tier fee and any applicable state tax. Comparison verified June 2026.
FCFA5,000 is a common mid-size amount in Senegal — roughly a week's market shopping in Dakar. Senegal is Wave's home market — its free or near-free transfers reset pricing — alongside Orange Money and Free Money.
Wave's free wallet sends forced the incumbents down, so a Senegalese send is often genuinely free; the cost reappears at agent cash-out. At 1.3% effective, this is where comparing providers pays most — the relative gap between cheapest and priciest is wide around here.
At FCFA5,000, this amount falls in a pricing band where a percentage fee (1%, capped at FCFA5000) applies at the reference provider. This is the top band: the tariff does not change above it. Keeping money on the wallet to pay avoids any cash-out fee.
Money Transfer Tax (TTA): Senegal applies a 0.5% Money Transfer Tax (TTA) on the value of each mobile money operation — transfers, payments and withdrawals — capped at 2,000 FCFA per transaction. It was created by Law n°2025-17 of 27 September 2025, and collection began on Orange Money from 16 December 2025. The operator collects it from the customer initiating the operation.
Compare all providers for FCFA5,000
| Provider | Fee | Levy | Total |
|---|---|---|---|
ORGOrangeCheapest | FCFA40.00 | FCFA25.00 | FCFA65.00 |
WAVWave | FCFA50.00 | FCFA25.00 | FCFA75.00 |
FREFree | FCFA50.00 | FCFA25.00 | FCFA75.00 |
Indicative verified fees; any applicable government levy is included in the total.
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