Do I need to convert currency?

No. Mali and Guinea-Bissau both use the CFA franc (XOF) — the same currency: no conversion, no FX loss. That is the route's real advantage — you only pay the ~1.5% transfer fee.

🇲🇱 → 🇬🇼

Send Money from Mali to Guinea-Bissau

Q: How much does it cost to send money from Mali to Guinea-Bissau?

A cross-border transfer from Mali to Guinea-Bissau costs about 1.5% of the amount on both Wave and Orange Money — the sender pays the fee and the recipient withdraws free. Because both countries share the CFA franc (XOF), there is no currency conversion. Sending 50,000 XOF therefore costs about 750 XOF.

Q: Is the Mali to Guinea-Bissau transfer free via PI-SPI?

Not for cross-border. The BCEAO's PI-SPI platform (launched 30 September 2025) made person-to-person transfers free AT THE NATIONAL level and enabled wallet interoperability, but the "0 fee" does not extend to transfers between two different countries. From Mali to Guinea-Bissau, expect ~1.5% (Wave and Orange).

WAEMU Zone · Shared XOF currency · ~1.5% via Wave and Orange Money

How much does it cost to send money from Mali to Guinea-Bissau in 2026?

Sending money from Mali to Guinea-Bissau costs about 1.5% of the amount — the same rate on Wave and Orange Money. The sender pays the fee; the recipient withdraws free. Both countries share the CFA franc (XOF), so there is no currency conversion and no FX loss. Sending 50,000 XOF costs ~750 XOF.

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~1.5%

Cross-border transfer fee · sender pays

Wave & Orange Money · Same XOF currency, no FX · Instant

Cross-border comparison

Wave (intra-Africa)	1.5% regardless of amount
Orange Money (regional)	1.5% to send · 0 XOF withdrawal
Recipient withdrawal	Free (0 XOF)
FX conversion	None — XOF on both sides
Speed	Instant

Wave/Orange rates verified June 2026 — last operator-published rate, subject to change. Confirm in-app before a large transfer.

How much are you sending?

XOF

Enter an amount above to see fees and what your recipient gets

ℹ️ PI-SPI (BCEAO): launched on 30 September 2025, PI-SPI makes person-to-person sends instant and free between connected institutions — from one network (Wave, Orange Money, MTN MoMo) to another, or to a bank. Connection was mandated by 30 June 2026 (extended 25 June): from Mali to Guinea-Bissau, the send is free where both institutions are connected; otherwise the ~1.5% operator rate still applies. How it works →

How to send money from Mali to Guinea-Bissau

Open your Wave or Orange Money app.
Select "International Transfer" and choose Guinea-Bissau.
Enter the recipient's mobile money number (with country code).
Enter the amount in XOF. The fee (~1.5%) shows; no conversion.
Confirm with your PIN. The transfer is instant and the recipient withdraws free.

Frequently Asked Questions

Is the Mali to Guinea-Bissau transfer free via PI-SPI?+

Not for cross-border. PI-SPI made transfers free AT THE NATIONAL level; between two countries, expect ~1.5% (Wave and Orange Money).

Which operators can I use?+

Orange GB. Wave charges 1.5% regardless of amount; Orange Money charges 1.5% to send with a free withdrawal on arrival.

Is there a tax on arrival in Guinea-Bissau?+

Guinea-Bissau applies no separate per-transaction government tax on mobile money in 2026 — only the operator's own fees apply.

Other transfers from Mali

🇸🇳Senegal~1.5%🇨🇮Côte d'Ivoire~1.5%🇧🇫Burkina Faso~1.5%🇧🇯Benin~1.5%View all WAEMU routes →