Ria fees, rates and cash pickup (2026)
Ria is a top-3 global cash network, owned by Euronet since 2006, with around 600,000 agent locations and deep francophone-Africa and Netherlands-to-Africa reach. It's the pick when your recipient wants cash in hand, or a wallet like Orange Money or Wave, over a francophone corridor. Pricing is estimator-driven — a fee plus FX margin that shifts with funding, amount and destination — so it's cheapest when you fund from a bank; a zero-fee app can still net more on a mainstream wallet route.
Where Ria sends: the routes we cover
Coverage is checked route by route from each provider's own site — see the "will Ria work for your route?" check below.
How much does Ria cost? The fee anatomy
Ria charges a transfer fee plus an FX margin that varies by funding method, amount and destination, all shown before you confirm — bank-funded transfers are usually the cheapest, card the priciest. There is no single "Ria fee"; run its estimator for your exact route. Margins move daily; compare the app's quote to the live mid-market rate above before sending — the gap is the real cost.
See what the recipient gets (🇫🇷 France → 🇸🇳 Senegal):
Ria delivery & speed
Ria delivers via cash pickup at 600,000+ agent locations, bank deposit, mobile wallet (Orange Money, Wave, Ecobank, La Poste, Banque Atlantique), home delivery and ATM. Cash pickup is often available within minutes; bank and wallet timing varies by route.
Ria limits & KYC
Limits depend on your origin country, verification tier and payout method, and larger sends may require extra ID or source-of-funds checks. Check the cap for your exact route before sending.
Is Ria safe? Regulation & trust
Is Ria safe? Ria is owned by Euronet Worldwide (since 2006) and is a long-established, regulated money-transfer network. In the US it operates as Continental Exchange Solutions, Inc. (DBA Ria), a FinCEN-registered MSB; in the EU as Ria Financial Services Netherlands B.V. (Amsterdam), licensed by the Dutch central bank (DNB; licence number unverified — confirm before relying on it). It is a money transmitter, not a bank.
Will Ria work for your route?
Works if : you're sending FROM France, the Netherlands and 150+ other countries TO Senegal, Mali, Côte d'Ivoire, Nigeria and 30+ more African markets — via cash pickup, bank deposit or mobile wallet. see the routes above →
- Chasing the lowest price on a mainstream wallet route? Ria's fee-plus-margin can be beaten there — a zero-fee app often nets your recipient more (2026). On a wallet top-up, Sendwave may net more →
- Pricing varies by funding, payout and location, so a headline figure won't hold — run the estimator for your exact route (2026). Compare providers for your route →
- Want an app-first, digital-native flow? Ria is agent- and cash-first, not a slick app-only sender (2026). For an app-first send, try LemFi →
Frequently asked questions
How much does Ria charge?
A fee plus an FX margin that changes with the amount, destination and how you fund it — bank funding is usually cheapest. There's no single figure; run Ria's estimator for your exact route.
Can I collect Ria in cash?
Yes — cash pickup at 600,000+ locations is Ria's strength, alongside bank deposit, mobile wallets (Orange Money, Wave and more) and home delivery in some markets.
Is Ria safe?
Yes — Ria is owned by Euronet and regulated as a money transmitter (US FinCEN MSB; EU via a DNB-licensed Dutch entity). It is not a bank.