Revolut for international transfers (2026)
Judged as a remittance app (not a neobank), Revolut is strong on major currencies and multi-currency accounts but honestly THIN on African payouts. It is bank-first: payout is overwhelmingly to bank accounts, with only a handful of mobile-wallet countries added in 2024 (Orange Money, Airtel and MTN across about nine markets) — and it does NOT send to Nigeria (unsupported, 2026). Around 20 African countries are unsupported for outbound. Great if your recipient has a bank account in a supported market; a poor fit if you need broad African wallet coverage.
Where Revolut sends: the routes we cover
Coverage is checked route by route from each provider's own site — see the "will Revolut work for your route?" check below.
How much does Revolut cost? The fee anatomy
Revolut's cost depends on your plan (Standard, Premium or Metal): transfers are free or low within your plan's monthly FX allowance, after which a percentage fee applies, plus a markup on weekend exchanges. There is no single public per-route table — the number you pay varies by plan and timing, so check it in-app for your exact send. Margins move daily; compare the app's quote to the live mid-market rate above before sending — the gap is the real cost.
See what the recipient gets (🇬🇧 United Kingdom → 🇿🇦 South Africa):
Revolut delivery & speed
Bank transfers land in seconds to a couple of days depending on the currency and rails. Payout is overwhelmingly to bank accounts; the mobile-wallet layer is narrow — roughly nine African countries added in 2024, via Orange Money (e.g. Botswana, Côte d'Ivoire, Sierra Leone), Airtel (e.g. Congo, Gabon, Malawi, Zambia) and MTN (e.g. Côte d'Ivoire, Congo, Zambia). South Africa is a bank transfer, not a wallet. Reconfirm your exact route's method in-app.
Revolut limits & KYC
Transfer and FX limits are tied to your plan and verification level, and the free FX allowance resets monthly (larger sends beyond it incur the percentage fee). Method and destination availability are origin-specific — reconfirm your route's limit and eligibility in-app.
Is Revolut safe? Regulation & trust
Is Revolut safe? Within the EU, Revolut's transfers run through Revolut Bank UAB, authorised as a bank by the Bank of Lithuania and supervised within the ECB framework; in the UK a separate Revolut entity operates. Because coverage, method and limits are set per entity and plan, confirm what applies to your origin and destination in-app rather than assuming a single global rulebook.
Will Revolut work for your route?
Works if : you're sending FROM the UK or EU TO a bank account (or one of a handful of supported African mobile wallets) — via Revolut's multi-currency accounts and international transfers. see the routes above →
- Sending to Nigeria? Revolut doesn't support it (2026) — Nigeria is not an available outbound destination. LemFi, Afriex or Wise serve Nigeria →
- Want broad African mobile-wallet delivery? Revolut's wallet layer covers only about nine countries (added 2024) — most payouts are bank-first. NALA is built wallet-first for Africa →
- Recipient in one of the ~20 African countries Revolut can't reach for outbound (e.g. Algeria, Angola, Egypt, Nigeria, Sudan, Tunisia, Eswatini)? Availability is method- and origin-specific — reconfirm in-app. See who serves your route →
Frequently asked questions
Can I send money to Nigeria with Revolut?
No — Revolut does not support outbound transfers to Nigeria (2026). A diaspora app such as LemFi, Afriex or Wise serves Nigeria instead.
Does Revolut pay out to mobile money in Africa?
Only in a handful of countries. A thin mobile-wallet layer was added in 2024 (Orange Money, Airtel and MTN across about nine markets); everywhere else, payout is to a bank account. South Africa, for example, is a bank transfer.
How much does a Revolut transfer cost?
It depends on your plan and timing: free or low within your plan's monthly FX allowance, then a percentage fee, plus a weekend markup on exchanges. There's no single public per-route table — check it in-app.