SmartCash PSB Fees in Nigeria
🇳🇬 NGN (₦) · Including all taxes
SmartCash PSB is one of the leading mobile money services in Nigeria, serving millions of users. Domestic transfers are FREE. Note that Nigeria applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.
Send Money Fee Tiers
| Range | Fee |
|---|---|
| Free | Free Free (zero-charges initiative) |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| ₦0+ | ₦0 Free (PSB platform fee) |
Government Levies
Stamp Duty (EMTL)
Levy activeA flat ₦50 charge on all electronic transfers of ₦10,000 and above. Officially recategorised as Stamp Duty under the Nigeria Tax Act 2025 (effective January 2026), the levy is paid by the sender. Applies to banks, OPay, PalmPay, Moniepoint and all fintechs. Exempt: transfers below ₦10,000, salary payments, intra-bank self-transfers.
Paid by sender
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Frequently Asked Questions
How much does SmartCash PSB charge to send money in Nigeria?
SmartCash PSB domestic transfers are FREE in Nigeria.
What are the SmartCash PSB withdrawal fees in Nigeria?
SmartCash PSB withdrawal fees in Nigeria are ₦0 per transaction.
Is there a government levy on SmartCash PSB transactions in Nigeria?
Yes. Nigeria applies a Stamp Duty (EMTL) on mobile money transactions.
What is the SmartCash PSB USSD code in Nigeria?
Use the SmartCash PSB mobile app or visit an authorized agent in Nigeria.
Is SmartCash PSB the cheapest mobile money provider in Nigeria?
It depends on the amount. Use the MomoCalc calculator on the Nigeria page to compare all providers for your specific amount.