Moniepoint Fees in Nigeria
🇳🇬 NGN (₦) · Including all taxes
Moniepoint is one of the leading mobile money services in Nigeria, serving millions of users. Send fees are ₦20 per transaction. Note that Nigeria applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.
Send Money Fee Tiers
| Range | Fee |
|---|---|
| ₦0 - ₦9,999.99 | ₦20 ₦20 flat per transfer. No stamp duty below ₦10,000. |
| ₦10,000+ | ₦20 ₦20 provider fee + ₦50 stamp duty (sender pays, from Jan 2026) |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| ₦1 - ₦19,999.99 | 0.5% 0.5% capped at ₦100 (POS withdrawal) |
| ₦20,000+ | ₦100 Flat ₦100 above ₦20,000 |
Government Levies
Stamp Duty (EMTL)
Levy activeA flat ₦50 charge on all electronic transfers of ₦10,000 and above. Officially recategorised as Stamp Duty under the Nigeria Tax Act 2025 (effective January 2026), the levy is paid by the sender. Applies to banks, OPay, PalmPay, Moniepoint and all fintechs. Exempt: transfers below ₦10,000, salary payments, intra-bank self-transfers.
Paid by sender
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Frequently Asked Questions
How much does Moniepoint charge to send money in Nigeria?
Moniepoint charges ₦20 per transfer in Nigeria.
What are the Moniepoint withdrawal fees in Nigeria?
Moniepoint withdrawal fees in Nigeria are 0.5% per transaction, capped at ₦100.
Is there a government levy on Moniepoint transactions in Nigeria?
Yes. Nigeria applies a Stamp Duty (EMTL) on mobile money transactions.
What is the Moniepoint USSD code in Nigeria?
Use the Moniepoint mobile app or visit an authorized agent in Nigeria.
Is Moniepoint the cheapest mobile money provider in Nigeria?
It depends on the amount. Use the MomoCalc calculator on the Nigeria page to compare all providers for your specific amount.