🇲🇿 Send MT100 in Mozambique: fees by provider

MT100 is one of the smallest amounts people move in Mozambique — roughly a chapa ride and airtime. Mozambique is led by M-Pesa (Vodacom), with e-Mola and mKesh, in the metical.

M-Pesa dominates receiving, especially outside the big cities; the band tariff and agent presence along the Maputo corridor matter most. At an effective 0% on the cheapest option (M-Pesa, e-Mola and mKesh), the fixed part bites hardest here — batching small sends or keeping the balance on the wallet saves the most.

At MT100, this amount falls in a pricing band where no fee applies at the reference provider. The next band starts at MT500.01, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.

The Mozambique send tariff is banded by amount: free MT1–MT500; flat MT8 MT500.01–MT2,500; flat MT20 MT2,500.01–MT10,000; flat MT40 MT10,000.01–MT25,000; flat MT65 MT25,000.01–MT50,000. That is why the cost depends as much on the amount as on the provider.