M-Pesa Fees in Mozambique
🇲🇿 MZN (MT) · Including all taxes
M-Pesa is one of the leading mobile money services in Mozambique, serving millions of users. Domestic transfers are free. Use the fee tables below to see all charges including government taxes.
How much does M-Pesa charge in Mozambique in 2026?
On M-Pesa in Mozambique, receiving is free. Sending money is free. Cashing out costs MT2 up to MT50, up to MT175 on larger amounts. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
M-Pesa Send Money Fee Tiers in Mozambique
| Range | Fee |
|---|---|
| Free | Free M-Pesa app transfers FREE |
M-Pesa Withdrawal (Cash-Out) Fee Tiers in Mozambique
| Range | Fee |
|---|---|
| MT1 - MT50 | MT2 MT 2 |
| MT51 - MT200 | MT4 MT 4 |
| MT201 - MT500 | MT8 MT 8 |
| MT501 - MT1,000 | MT15 MT 15 |
| MT1,001 - MT2,500 | MT25 MT 25 |
| MT2,501 - MT5,000 | MT40 MT 40 |
| MT5,001 - MT10,000 | MT60 MT 60 |
| MT10,001 - MT25,000 | MT90 MT 90 |
| MT25,001 - MT50,000 | MT125 MT 125 |
| MT50,001+ | MT175 MT 175 |
Mozambique Mobile Money Levies & Taxes
No Mobile Money Levy
Levy abolishedMozambique does not currently impose a specific government levy on mobile money transactions.
About M-Pesa in Mozambique
Mozambique is led by M-Pesa (Vodacom), with e-Mola and mKesh, in the metical. M-Pesa dominates receiving, especially outside the big cities; the band tariff and agent presence along the Maputo corridor matter most.
On pricing, here is how M-Pesa structures its fees. Sending is priced by band : free above MT1. Cash-out is priced by band : flat MT2 MT1–MT50; flat MT4 MT51–MT200; flat MT8 MT201–MT500; flat MT15 MT501–MT1,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Mozambique: you pay only the operator's fee.
How to use it. You manage M-Pesa via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare M-Pesa with the other operators in Mozambique for your exact amount, use the calculator at the top of this page or open the Mozambique page. Tariffs rendered from our database, verified in 2026.
M-Pesa vs Other Providers in Mozambique: Fee Comparison
Frequently Asked Questions
How much does M-Pesa charge to send money in Mozambique?
M-Pesa domestic transfers are free in Mozambique.
What are the M-Pesa withdrawal fees in Mozambique?
M-Pesa withdrawal fees in Mozambique are MT2 per transaction.
Is there a government levy on M-Pesa transactions in Mozambique?
No. There is currently no government levy on mobile money transactions in Mozambique.
What is the M-Pesa USSD code in Mozambique?
Use the M-Pesa mobile app or visit an authorized agent in Mozambique.
Is M-Pesa the cheapest mobile money provider in Mozambique?
It depends on the amount. Use the MomoCalc calculator on the Mozambique page to compare all providers for your specific amount.