Orange Money Fees in Mali
🇲🇱 XOF (FCFA) · Including all taxes
Orange Money is one of the leading mobile money services in Mali, serving millions of users. Send fees are 1%, capped at FCFA4,500 per transaction. Note that Mali applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.
See Orange Money in every country →How much does Orange Money charge in Mali in 2026?
On Orange Money in Mali, receiving is free. Sending money costs 1%, capped at FCFA4,500. Cashing out costs 1%, capped at FCFA4,500. A state tax also applies (Mobile Money Withdrawal Levy). Tariffs verified against the operator source (June 2026).
Orange Money Send Money Fee Tiers in Mali
| Range | Fee |
|---|---|
| FCFA1+ | 1% 1% capped FCFA 4,500 |
Orange Money Withdrawal (Cash-Out) Fee Tiers in Mali
| Range | Fee |
|---|---|
| FCFA1+ | 1% 1% capped FCFA 4,500 |
Mali Mobile Money Levies & Taxes
Mobile Money Withdrawal Levy
Levy activeMali applies a 1% State levy on mobile money cash withdrawals (retrait), paid by the customer withdrawing. It was introduced by Ordinance n°2025-008/PT-RM of 7 February 2025, effective 5 March 2025, to fund basic infrastructure and social development. A separate 10% tax applies to airtime/data top-ups.
Paid by sender
mobile money to Bank & Bank to mobile money: Transfer Fees
How much does a mobile money to bank transfer cost in Mali?
Orange Money and Moov Money link to Malian banks for wallet-to-bank transfers; the exact fee is not published as a flat tier and is shown in the app before you confirm — verify with the operator.
Orange Money and Moov Money link to Malian banks for wallet-to-bank transfers; the exact fee is not published as a flat tier and is shown in the app before you confirm — verify with the operator.
Loading a wallet from a bank account is available via the bank's app or the operator; the exact bank-to-wallet fee is set per bank — confirm with your bank.
Mali charges a 1% State levy on mobile-money cash WITHDRAWALS (Ordinance 2025-008, since 5 March 2025), paid by the customer — separate from any wallet↔bank fee. The withdrawal fee also rose to 200 FCFA above 10,000 FCFA.
Worked example: Cashing out 50,000 FCFA at an agent carries the 1% State withdrawal levy (about 500 FCFA) on top of the operator's withdrawal fee. A wallet→bank transfer fee is shown in the app — verify before sending.
Source: Mali 1% withdrawal levy: Ordinance 2025-008/PT-RM (DGI Mali), verified 26 June 2026. Exact wallet↔bank tiers not published — confirm with provider.
How to Send Money with Orange Money in Mali
- Dial #144# — Open your phone's dialer and enter #144# on the Orange Money SIM.
- Choose Send Money — Select Transfer / Send Money from the menu.
- Enter the recipient number — Type the recipient's mobile number, then confirm the name shown.
- Enter the amount — Enter the amount to send; any fee is displayed before you confirm.
- Confirm with your PIN — Enter your Orange Money PIN to authorise; you get an SMS confirmation.
About Orange Money in Mali
Mali relies on Orange Money and Moov Money (Malitel), with adoption driven by domestic and diaspora transfers. In a large, lightly-banked country, mobile money is mainly about reaching the regions; the band tariff matters more than the operator choice.
On pricing, here is how Orange Money structures its fees. Sending is priced by band : 1% above FCFA1 (cap FCFA4,500). Cash-out is priced by band : 1% above FCFA1 (cap FCFA4,500). Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. Mali applies a government levy (Mobile Money Withdrawal Levy) on top of the operator fee — it is already included in the calculator totals above.
How to use it. You manage Orange Money via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare Orange Money with the other operators in Mali for your exact amount, use the calculator at the top of this page or open the Mali page. Tariffs rendered from our database, verified in 2026.
Orange Money vs Other Providers in Mali: Fee Comparison
Frequently Asked Questions
How much does Orange Money charge to send money in Mali?
Orange Money charges 1%, capped at FCFA4,500 per transfer in Mali.
What are the Orange Money withdrawal fees in Mali?
Orange Money withdrawal fees in Mali are 1% per transaction, capped at FCFA4,500.
Is there a government levy on Orange Money transactions in Mali?
Yes. Mali applies a Mobile Money Withdrawal Levy on mobile money transactions.
What is the Orange Money USSD code in Mali?
Use the Orange Money mobile app or visit an authorized agent in Mali.
Is Orange Money the cheapest mobile money provider in Mali?
It depends on the amount. Use the MomoCalc calculator on the Mali page to compare all providers for your specific amount.
How much does a mobile money to bank transfer cost in Mali?
Orange Money and Moov Money link to Malian banks for wallet-to-bank transfers; the exact fee is not published as a flat tier and is shown in the app before you confirm — verify with the operator.
What is the bank to mobile money fee in Mali?
Loading a wallet from a bank account is available via the bank's app or the operator; the exact bank-to-wallet fee is set per bank — confirm with your bank.
Does any tax apply to mobile money to bank transfers in Mali?
Mali charges a 1% State levy on mobile-money cash WITHDRAWALS (Ordinance 2025-008, since 5 March 2025), paid by the customer — separate from any wallet↔bank fee. The withdrawal fee also rose to 200 FCFA above 10,000 FCFA.