Airtel Money Fees in Kenya
🇰🇪 KES (Ksh) · Including all taxes
Airtel Money is one of the leading mobile money services in Kenya, serving millions of users. Domestic transfers are FREE. Note that Kenya applies a government levy on mobile money transactions. Use the fee tables below to see all charges including government taxes.
Send Money Fee Tiers
| Range | Fee |
|---|---|
| Free | Free Free — KES 1 to 100 |
| Ksh101 - Ksh500 | Ksh7 KES 7 |
| Ksh501 - Ksh1,000 | Ksh13 KES 13 |
| Ksh1,001 - Ksh1,500 | Ksh23 KES 23 |
| Ksh1,501 - Ksh2,500 | Ksh33 KES 33 |
| Ksh2,501 - Ksh3,500 | Ksh47 KES 47 |
| Ksh3,501 - Ksh5,000 | Ksh57 KES 57 |
| Ksh5,001 - Ksh7,500 | Ksh78 KES 78 |
| Ksh7,501 - Ksh10,000 | Ksh90 KES 90 |
| Ksh10,001 - Ksh15,000 | Ksh100 KES 100 |
| Ksh15,001 - Ksh20,000 | Ksh105 KES 105 |
| Ksh20,001 - Ksh250,000 | Ksh108 KES 108 (max fee) |
Withdrawal Fee Tiers
| Range | Fee |
|---|---|
| Ksh50 - Ksh100 | Ksh11 KES 11 |
| Ksh101 - Ksh2,500 | Ksh29 KES 29 |
| Ksh2,501 - Ksh3,500 | Ksh52 KES 52 |
| Ksh3,501 - Ksh5,000 | Ksh69 KES 69 |
| Ksh5,001 - Ksh7,500 | Ksh87 KES 87 |
| Ksh7,501 - Ksh10,000 | Ksh115 KES 115 |
| Ksh10,001 - Ksh35,000 | Ksh197 KES 197 |
| Ksh35,001 - Ksh50,000 | Ksh278 KES 278 |
| Ksh50,001 - Ksh250,000 | Ksh309 KES 309 (max) |
Government Levies
Excise Duty (20% on fee)
Levy activeKenya charges 20% excise duty on the transaction fee itself — not on the transfer amount. For example, a KES 13 M-Pesa fee becomes KES 15.60 total (KES 13 + KES 2.60 excise). Does NOT apply to Buy Goods (Till number) transactions. Watch: the Finance Bill 2026 currently under parliamentary debate proposes adding a 16% VAT on top of this 20% excise — not yet law.
Paid by sender
Compare with Other Providers
Frequently Asked Questions
How much does Airtel Money charge to send money in Kenya?
Airtel Money domestic transfers are FREE in Kenya.
What are the Airtel Money withdrawal fees in Kenya?
Airtel Money withdrawal fees in Kenya are Ksh11 per transaction.
Is there a government levy on Airtel Money transactions in Kenya?
Yes. Kenya applies a Excise Duty (20% on fee) on mobile money transactions.
What is the Airtel Money USSD code in Kenya?
Use the Airtel Money mobile app or visit an authorized agent in Kenya.
Is Airtel Money the cheapest mobile money provider in Kenya?
It depends on the amount. Use the MomoCalc calculator on the Kenya page to compare all providers for your specific amount.