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MTN MoMo Fees in Guinea-Bissau

🇬🇼 XOF (FCFA) · Including all taxes

MTN MoMo is one of the leading mobile money services in Guinea-Bissau, serving millions of users. Use the fee tables below to see all charges including government taxes.

How much are MTN MoMo charges in Guinea-Bissau in 2026?

On MTN MoMo in Guinea-Bissau, receiving is free. Sending in the first band costs per the operator schedule; cashing out in the first band costs per the operator schedule. No state tax stacks on top. Tariffs verified against the operator source (June 2026).

FCFAXOF

MTN MoMo Send Money Fee Tiers in Guinea-Bissau

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MTN MoMo Withdrawal (Cash-Out) Fee Tiers in Guinea-Bissau

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MTN MoMo / Orange Money to Bank & Bank to MTN MoMo / Orange Money: Transfer Fees

How much does a MTN MoMo / Orange Money to bank transfer cost in Guinea-Bissau?

MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.

MTN MoMo / Orange Money → Bank

MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.

Bank → MTN MoMo / Orange Money

Bank-to-wallet loading is offered via bank apps; no flat fee is published — confirm with your bank.

Current status

Guinea-Bissau is in the WAEMU zone (Portuguese is the official language): XOF is pegged to the euro at 1 EUR = 655.957 (BCEAO). MTN's WAEMU cross-border rail (*880#) reaches union members — useful for regional sends.

Worked example: To move 50,000 XOF from MTN MoMo to a bank account, the fee shows in the menu at confirmation — not a published flat tier, so verify before sending.

Source: MTN (mtn.ci/mtn.bj naming for Guinée-Bissau, UEMOA *880# rail), Orange Money (orangemoney.fr confirms Orange + MTN, +245); grids not machine-readable — verify.

How to Send Money with MTN MoMo in Guinea-Bissau

  1. Dial *880#Open your phone's dialer and enter *880# on the MTN MoMo SIM.
  2. Choose Send MoneySelect Transfer / Send Money from the menu.
  3. Enter the recipient numberType the recipient's mobile number, then confirm the name shown.
  4. Enter the amountEnter the amount to send; any fee is displayed before you confirm.
  5. Confirm with your PINEnter your MTN MoMo PIN to authorise; you get an SMS confirmation.

About MTN MoMo in Guinea-Bissau

Government levy. There is currently no specific state mobile-money tax in Guinea-Bissau: you pay only the operator's fee.

How to use it. You manage MTN MoMo via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.

To compare MTN MoMo with the other operators in Guinea-Bissau for your exact amount, use the calculator at the top of this page or open the Guinea-Bissau page. Tariffs rendered from our database, verified in 2026.

MTN MoMo vs Other Providers in Guinea-Bissau: Fee Comparison

Frequently Asked Questions

How much does MTN MoMo charge to send money in Guinea-Bissau?

See the fee tables above for details.

What are the MTN MoMo withdrawal fees in Guinea-Bissau?

See the fee tables above for details.

Is there a government levy on MTN MoMo transactions in Guinea-Bissau?

No. There is currently no government levy on mobile money transactions in Guinea-Bissau.

What is the MTN MoMo USSD code in Guinea-Bissau?

Use the MTN MoMo mobile app or visit an authorized agent in Guinea-Bissau.

Is MTN MoMo the cheapest mobile money provider in Guinea-Bissau?

It depends on the amount. Use the MomoCalc calculator on the Guinea-Bissau page to compare all providers for your specific amount.

How much does a MTN MoMo / Orange Money to bank transfer cost in Guinea-Bissau?

MTN MoMo and Orange Money offer bank transfers, but per-transaction fees are not published — the amount shows in the menu. Verify with the operator.

What is the bank to MTN MoMo / Orange Money fee in Guinea-Bissau?

Bank-to-wallet loading is offered via bank apps; no flat fee is published — confirm with your bank.

Does any tax apply to MTN MoMo / Orange Money to bank transfers in Guinea-Bissau?

Guinea-Bissau is in the WAEMU zone (Portuguese is the official language): XOF is pegged to the euro at 1 EUR = 655.957 (BCEAO). MTN's WAEMU cross-border rail (*880#) reaches union members — useful for regional sends.