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MTN MoMo Fees in Ghana

🇬🇭 GHS () · Including all taxes

MTN MoMo is one of the leading mobile money services in Ghana, serving millions of users. Domestic transfers are FREE. Use the fee tables below to see all charges including government taxes.

GHS

Send Money Fee Tiers

RangeFee
FreeFree
Free for GHS 0
0.01 - ₵1,0000.75%
0.75% of amount
1,000.01+₵7.5
Flat GHS 7.50 above GHS 1,000

Withdrawal Fee Tiers

RangeFee
1 - ₵49.99₵0.5
GHS 0.50 flat
50 - ₵1,999.991%
1% of amount
2,000+₵20
Flat GHS 20 above GHS 2,000

Government Levies

E-Levy (abolished)

Levy abolished

The 1% Electronic Transfer Levy was abolished on 2 April 2025 by President Mahama. No government levy currently applies to mobile money transactions in Ghana.

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Frequently Asked Questions

How much does MTN MoMo charge to send money in Ghana?

MTN MoMo domestic transfers are FREE in Ghana.

What are the MTN MoMo withdrawal fees in Ghana?

MTN MoMo withdrawal fees in Ghana are ₵0.5 per transaction.

Is there a government levy on MTN MoMo transactions in Ghana?

No. There is currently no government levy on mobile money transactions in Ghana.

What is the MTN MoMo USSD code in Ghana?

Use the MTN MoMo mobile app or visit an authorized agent in Ghana.

Is MTN MoMo the cheapest mobile money provider in Ghana?

It depends on the amount. Use the MomoCalc calculator on the Ghana page to compare all providers for your specific amount.