Afrimoney (Africell) Fees in The Gambia
🇬🇲 GMD (D) · Including all taxes
Afrimoney (Africell) is one of the leading mobile money services in The Gambia, serving millions of users. Domestic transfers are FREE. Use the fee tables below to see all charges including government taxes.
How much are Afrimoney (Africell) charges in The Gambia in 2026?
On Afrimoney (Africell) in The Gambia, receiving is free. Sending in the first band costs free; cashing out in the first band costs per the operator schedule. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Afrimoney (Africell) Send Money Fee Tiers in The Gambia
| Range | Fee |
|---|---|
| Free | Free Free P2P (africell.gm) |
Afrimoney (Africell) Withdrawal (Cash-Out) Fee Tiers in The Gambia
| Range | Fee |
|---|---|
| No data | |
Wave / Afrimoney to Bank & Bank to Wave / Afrimoney: Transfer Fees
How much does a Wave / Afrimoney to bank transfer cost in The Gambia?
Afrimoney (Africell) supports bank transfers via *777#; Wave is wallet-to-wallet and app-first. Exact bank-transfer fees show in-app — confirm before sending.
Afrimoney (Africell) supports bank transfers via *777#; Wave is wallet-to-wallet and app-first. Exact bank-transfer fees show in-app — confirm before sending.
Loading a wallet from a bank account is offered by partner banks; no flat fee is published — confirm with your bank.
The Central Bank of The Gambia (cbg.gm) publishes mobile-money fee guidance — a rare regulatory primary source. Wave's model is 1% to send and free cash-out; Afrimoney offers free P2P. The dalasi (GMD) floats.
Worked example: Sending GMD 1,000 on Wave costs about 1% (GMD 10) and cash-out is free; on Afrimoney P2P is free. Bank transfers via Afrimoney *777# show the fee in-app.
Source: wave.com, africell.gm, Central Bank of The Gambia (cbg.gm).
How to Send Money with Afrimoney (Africell) in The Gambia
- Dial *161# — Open your phone's dialer and enter *161# on the Afrimoney (Africell) SIM.
- Choose Send Money — Select Transfer / Send Money from the menu.
- Enter the recipient number — Type the recipient's mobile number, then confirm the name shown.
- Enter the amount — Enter the amount to send; any fee is displayed before you confirm.
- Confirm with your PIN — Enter your Afrimoney (Africell) PIN to authorise; you get an SMS confirmation.
About Afrimoney (Africell) in The Gambia
On pricing, here is how Afrimoney (Africell) structures its fees. Sending is priced by band : free above D1. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in The Gambia: you pay only the operator's fee.
How to use it. You manage Afrimoney (Africell) via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare Afrimoney (Africell) with the other operators in The Gambia for your exact amount, use the calculator at the top of this page or open the The Gambia page. Tariffs rendered from our database, verified in 2026.
Afrimoney (Africell) vs Other Providers in The Gambia: Fee Comparison
Frequently Asked Questions
How much does Afrimoney (Africell) charge to send money in The Gambia?
Afrimoney (Africell) domestic transfers are FREE in The Gambia.
What are the Afrimoney (Africell) withdrawal fees in The Gambia?
See the fee tables above for details.
Is there a government levy on Afrimoney (Africell) transactions in The Gambia?
No. There is currently no government levy on mobile money transactions in The Gambia.
What is the Afrimoney (Africell) USSD code in The Gambia?
Use the Afrimoney (Africell) mobile app or visit an authorized agent in The Gambia.
Is Afrimoney (Africell) the cheapest mobile money provider in The Gambia?
It depends on the amount. Use the MomoCalc calculator on the The Gambia page to compare all providers for your specific amount.
How much does a Wave / Afrimoney to bank transfer cost in The Gambia?
Afrimoney (Africell) supports bank transfers via *777#; Wave is wallet-to-wallet and app-first. Exact bank-transfer fees show in-app — confirm before sending.
What is the bank to Wave / Afrimoney fee in The Gambia?
Loading a wallet from a bank account is offered by partner banks; no flat fee is published — confirm with your bank.
Does any tax apply to Wave / Afrimoney to bank transfers in The Gambia?
The Central Bank of The Gambia (cbg.gm) publishes mobile-money fee guidance — a rare regulatory primary source. Wave's model is 1% to send and free cash-out; Afrimoney offers free P2P. The dalasi (GMD) floats.