🇰🇪 → 🇹🇿
Send Money from Kenya to Tanzania
M-Pesa Global (Safaricom) → M-Pesa Tanzania (Vodacom)
Today's rate
Updated 19 Jul 2026, 00:00 UTC
1 KES = 20.34 TZS
Why the Kenya–Tanzania route matters
Kenya–Tanzania is the East African Community's core route: the Mombasa–Dar es Salaam logistics axis, heavy informal cross-border trade and constant M-Pesa transfers make it the region's most-moved bilateral pair.
Both currencies vs the US dollar
KES official
1 USD = 129.33 KES
TZS official
1 USD = 2,629.09 TZS
KSh1,000 = TSh20,329
1 KES = 20 TZS · derived from the two USD legs
Interbank rate updated 19 Jul 00:00 UTC (less than 1h ago) · interbank mid-market
Why it costs more than the fee: KES and TZS both price through the US dollar — there is no deep direct KES/TZS market. So the route's true cost includes each currency's spread to USD: you can lose a little on BOTH conversions, not just on the visible transfer fee. Compare the USD-anchored rates above, not only the headline fee.
Rates & fees in this route
🧾 Doing business on this route? Create a fee-aware invoice
Bill in TZS with the KES equivalent at today's rate, and see the real mobile-money cash-out cost - free, no signup.
How much are you sending?
KES
Enter an amount above to see fees and what your recipient gets
Rate updated: 19 Jul 2026, 00:00 UTC · Indicative rate
KES send tiers - capped at KES 70,000
| Send amount (KES) | Fee (KES) | Receive ~ (TZS) |
|---|---|---|
| 1 – 100 | 0 | 2,034 |
| 101 – 500 | 7 | 10,170 |
| 501 – 1,000 | 13 | 20,340 |
| 1,001 – 1,500 | 23 | 30,510 |
| 1,501 – 2,500 | 33 | 50,850 |
| 2,501 – 3,500 | 53 | 71,190 |
| 3,501 – 5,000 | 57 | 101,700 |
| 5,001 – 7,500 | 78 | 152,550 |
| 7,501 – 10,000 | 90 | 203,400 |
| 10,001 – 15,000 | 100 | 305,100 |
| 15,001 – 20,000 | 105 | 406,800 |
| 20,001 – 35,000 | 108 | 711,900 |
| 35,001 – 50,000 | 108 | 1,017,000 |
| 50,001 – 70,000 | 110 | 1,423,800 |
How to send from Kenya to Tanzania
- Dial
*840# or M-Pesa App → Globalor open the M-Pesa Global (Safaricom) app. - Select "International Transfer" and choose Tanzania.
- Enter the recipient's mobile money number with country code.
- Enter the amount in KES. The recipient receives TZS at the prevailing rate.
- Confirm with your PIN. Settlement is typically instant.
Key fact: Both Kenya and Tanzania run M-Pesa - this is a wallet-to-wallet transfer within the same platform, making it one of the cheapest EAC routes.
Free to receive: Receiving on M-Pesa Tanzania (Vodacom) is FREE — no charges to the recipient.
Frequently Asked Questions
How much does it cost to send money from Kenya to Tanzania by mobile money?+
Fees mirror domestic Kenya M-Pesa send rates. Wallet-to-wallet within M-Pesa network.
What is the M-Pesa Global limit for Kenya→Tanzania transfers?+
Per-transaction cap: KES 70,000. Higher daily or monthly limits may apply depending on KYC tier.
How long does it take to send money from Kenya to Tanzania via mobile money?+
Typically minutes — M-Pesa Global, TerraPay, or shared MTN MoMo network routing settle mobile-to-mobile in near real time.
Does the recipient pay any fees to receive money from Kenya via mobile money?+
No. Receiving on M-Pesa Tanzania (Vodacom) is free for the recipient.
What is the current KES/TZS exchange rate?+
Today: 1 KES ≈ 20.3400 TZS. Updated 19 Jul 2026, 00:00 UTC.