D-Money Fees in Djibouti
🇩🇯 DJF (Fdj) · Including all taxes
D-Money is one of the leading mobile money services in Djibouti, serving millions of users. Use the fee tables below to see all charges including government taxes.
How much are D-Money charges in Djibouti in 2026?
On D-Money in Djibouti, receiving is free. Sending in the first band costs per the operator schedule; cashing out in the first band costs per the operator schedule. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
D-Money Send Money Fee Tiers in Djibouti
| Range | Fee |
|---|---|
| No data | |
D-Money Withdrawal (Cash-Out) Fee Tiers in Djibouti
| Range | Fee |
|---|---|
| No data | |
D-Money / Waafi to Bank & Bank to D-Money / Waafi: Transfer Fees
How much does a D-Money / Waafi to bank transfer cost in Djibouti?
D-Money (*111#) and Waafi (Salaam Bank) connect wallets to bank accounts, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.
D-Money (*111#) and Waafi (Salaam Bank) connect wallets to bank accounts, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.
Bank-to-wallet top-up is offered via bank apps (Waafi is bank-backed); no flat fee is published — confirm with your bank.
The Djiboutian franc (DJF) runs a currency board pegged to the US dollar at about 177.72 DJF per $1 — so the FX anchor is the dollar, not the euro. Only the D-Money *111# code is verified; Waafi's code is omitted rather than guessed.
Worked example: To move DJF 20,000 from D-Money to a bank account, the fee shows in *111# at confirmation — not a published flat tier, so verify before sending.
Source: d-money.dj (D-Money *111#), Waafi (Salaam Bank); grids not machine-readable — verify.
How to Send Money with D-Money in Djibouti
- Dial *111# — Open your phone's dialer and enter *111# on the D-Money SIM.
- Choose Send Money — Select Transfer / Send Money from the menu.
- Enter the recipient number — Type the recipient's mobile number, then confirm the name shown.
- Enter the amount — Enter the amount to send; any fee is displayed before you confirm.
- Confirm with your PIN — Enter your D-Money PIN to authorise; you get an SMS confirmation.
About D-Money in Djibouti
Government levy. There is currently no specific state mobile-money tax in Djibouti: you pay only the operator's fee.
How to use it. You manage D-Money via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare D-Money with the other operators in Djibouti for your exact amount, use the calculator at the top of this page or open the Djibouti page. Tariffs rendered from our database, verified in 2026.
D-Money vs Other Providers in Djibouti: Fee Comparison
Frequently Asked Questions
How much does D-Money charge to send money in Djibouti?
See the fee tables above for details.
What are the D-Money withdrawal fees in Djibouti?
See the fee tables above for details.
Is there a government levy on D-Money transactions in Djibouti?
No. There is currently no government levy on mobile money transactions in Djibouti.
What is the D-Money USSD code in Djibouti?
Use the D-Money mobile app or visit an authorized agent in Djibouti.
Is D-Money the cheapest mobile money provider in Djibouti?
It depends on the amount. Use the MomoCalc calculator on the Djibouti page to compare all providers for your specific amount.
How much does a D-Money / Waafi to bank transfer cost in Djibouti?
D-Money (*111#) and Waafi (Salaam Bank) connect wallets to bank accounts, but the per-transaction grid is not published — the fee shows in the menu. Verify with the operator.
What is the bank to D-Money / Waafi fee in Djibouti?
Bank-to-wallet top-up is offered via bank apps (Waafi is bank-backed); no flat fee is published — confirm with your bank.
Does any tax apply to D-Money / Waafi to bank transfers in Djibouti?
The Djiboutian franc (DJF) runs a currency board pegged to the US dollar at about 177.72 DJF per $1 — so the FX anchor is the dollar, not the euro. Only the D-Money *111# code is verified; Waafi's code is omitted rather than guessed.