Orange Money Fees in DR Congo
🇨🇩 CDF (FC) · Including all taxes
Orange Money is one of the leading mobile money services in DR Congo, serving millions of users. Send fees are 1% per transaction. Use the fee tables below to see all charges including government taxes.
See Orange Money in every country →How much does Orange Money charge in DR Congo in 2026?
On Orange Money in DR Congo, receiving is free. Sending money costs 1%. Cashing out costs 9% FC100–FC30,000. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Orange Money Send Money Fee Tiers in DR Congo
| Range | Fee |
|---|---|
| FC0+ | 1% 1% to send (orange.cd); coupon withdrawal free |
Orange Money Withdrawal (Cash-Out) Fee Tiers in DR Congo
| Range | Fee |
|---|---|
| FC100 - FC30,000 | 9% 9% (orange.cd) |
| FC30,001 - FC60,000 | 6.2% 6.2% (orange.cd) |
| FC60,001 - FC150,000 | 3.2% 3.2% (orange.cd) |
| FC150,001 - FC1,200,000 | 2% 2% (orange.cd) |
| FC1,200,001+ | 1% 1% on large withdrawals (orange.cd) |
mobile money to Bank & Bank to mobile money: Transfer Fees
How much does a mobile money to bank transfer cost in DR Congo?
All three operators offer wallet-to-bank: Airtel's "Transfert vers la Banque", Orange's Zwa Cash (cardless ATM withdrawal at Equity Bank / Rawbank), and M-Pesa↔bank. But none publishes a machine-readable fee — the amount is shown in the app before you confirm. Verify with the operator.
All three operators offer wallet-to-bank: Airtel's "Transfert vers la Banque", Orange's Zwa Cash (cardless ATM withdrawal at Equity Bank / Rawbank), and M-Pesa↔bank. But none publishes a machine-readable fee — the amount is shown in the app before you confirm. Verify with the operator.
Loading a wallet from a bank account is available via the bank's app or the operator; no per-transaction fee is published — confirm with your bank.
DR Congo is dual-currency — Congolese franc (CDF) and US dollar (USD) both circulate, and the wallets hold both. Orange Money lets you convert CDF↔USD FREE in the app, 24/7, via *144# (Bureau de change); the applied rate is shown at confirmation. M-Pesa wallets have separate CDF and USD fee columns; in-app conversion on M-Pesa/Airtel is not confirmed — verify.
Worked example: To move dollars between CDF and USD, Orange Money converts in-app free via *144#. For a wallet-to-bank transfer, the fee is shown in the app at confirmation — it is not published as a flat tier, so verify before sending.
Source: Orange Money RDC (orange.cd: tarifications, Zwa Cash, Bureau de change), fetched 26 June 2026; Airtel "Transfert vers Banques" and M-Pesa↔bank exist but publish no readable fee — verify with provider.
How to Send Money with Orange Money in DR Congo
- Dial #144# — Open your phone's dialer and enter #144# on the Orange Money SIM.
- Choose Send Money — Select Transfer / Send Money from the menu.
- Enter the recipient number — Type the recipient's mobile number, then confirm the name shown.
- Enter the amount — Enter the amount to send; any fee is displayed before you confirm.
- Confirm with your PIN — Enter your Orange Money PIN to authorise; you get an SMS confirmation.
About Orange Money in DR Congo
The DRC runs on M-Pesa (Vodacom), Airtel Money, Orange Money and Afrimoney, in a country-continent where mobile money reaches areas banks do not. The DRC is de facto dual-currency (Congolese franc and US dollar): many wallets and tariffs are denominated in USD, and the transfer currency matters as much as the operator.
On pricing, here is how Orange Money structures its fees. Sending is priced by band : 1% above FC0. Cash-out is priced by band : 9% FC100–FC30,000; 6.2% FC30,001–FC60,000; 3.2% FC60,001–FC150,000; 2% FC150,001–FC1,200,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in DR Congo: you pay only the operator's fee.
How to use it. You manage Orange Money via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare Orange Money with the other operators in DR Congo for your exact amount, use the calculator at the top of this page or open the DR Congo page. Tariffs rendered from our database, verified in 2026.
Orange Money vs Other Providers in DR Congo: Fee Comparison
Frequently Asked Questions
How much does Orange Money charge to send money in DR Congo?
Orange Money charges 1% per transfer in DR Congo.
What are the Orange Money withdrawal fees in DR Congo?
Orange Money withdrawal fees in DR Congo are 9% per transaction.
Is there a government levy on Orange Money transactions in DR Congo?
No. There is currently no government levy on mobile money transactions in DR Congo.
What is the Orange Money USSD code in DR Congo?
Use the Orange Money mobile app or visit an authorized agent in DR Congo.
Is Orange Money the cheapest mobile money provider in DR Congo?
It depends on the amount. Use the MomoCalc calculator on the DR Congo page to compare all providers for your specific amount.
How much does a mobile money to bank transfer cost in DR Congo?
All three operators offer wallet-to-bank: Airtel's "Transfert vers la Banque", Orange's Zwa Cash (cardless ATM withdrawal at Equity Bank / Rawbank), and M-Pesa↔bank. But none publishes a machine-readable fee — the amount is shown in the app before you confirm. Verify with the operator.
What is the bank to mobile money fee in DR Congo?
Loading a wallet from a bank account is available via the bank's app or the operator; no per-transaction fee is published — confirm with your bank.
Does any tax apply to mobile money to bank transfers in DR Congo?
DR Congo is dual-currency — Congolese franc (CDF) and US dollar (USD) both circulate, and the wallets hold both. Orange Money lets you convert CDF↔USD FREE in the app, 24/7, via *144# (Bureau de change); the applied rate is shown at confirmation. M-Pesa wallets have separate CDF and USD fee columns; in-app conversion on M-Pesa/Airtel is not confirmed — verify.