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Ghana GhIPSS Sort Codes (2026)

GhIPSS sort codes for 5 major Ghana banks, with verified head-office and branch codes. In Ghana, every bank branch has its own GhIPSS code (6-digit) — different from the universal South African system.

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Codes verified June 2026. New branches receive new GhIPSS codes regularly; confirm with your bank or the official GhIPSS directory if a branch isn't listed.

Ghana banks covered (5)

Bank	Head-office code	Branches listed
Absa Bank	030101	1	View branches ↓
Ecobank	130101	1	View branches ↓
Gcb Bank	040100	2	View branches ↓
Stanbic Bank	190100	1	View branches ↓
Standard Chartered	020100	1	View branches ↓

Ghana sort codes by branch

Absa Bank030101(HO)

Branch	Sort code	Zone
Head Office (Absa House, Accra)HO	030101	Accra

Only the head-office code is published so far. Other Absa Bank branches receive GhIPSS codes regularly; confirm your branch code with the bank or the official GhIPSS directory.

Ecobank130101(HO)

Branch	Sort code	Zone
Head Office (No. 2 Morocco Lane, Accra)HO	130101	Accra

Only the head-office code is published so far. Other Ecobank branches receive GhIPSS codes regularly; confirm your branch code with the bank or the official GhIPSS directory.

Gcb Bank040100(HO)

Branch	Sort code	Zone
Head Office (Thorpe Road, Accra)HO	040100	Accra
Wa Branch	040001	Wa

Stanbic Bank190100(HO)

Branch	Sort code	Zone
Head Office (Stanbic Heights, Airport City)HO	190100	Accra

Only the head-office code is published so far. Other Stanbic Bank branches receive GhIPSS codes regularly; confirm your branch code with the bank or the official GhIPSS directory.

Standard Chartered020100(HO)

Branch	Sort code	Zone
Head Office (Independence Avenue, Accra)HO	020100	Accra

Only the head-office code is published so far. Other Standard Chartered branches receive GhIPSS codes regularly; confirm your branch code with the bank or the official GhIPSS directory.

How the GhIPSS sort code works

In Ghana, the GhIPSS sort code is 6 digits: the first 3 identify the bank, the next 3 identify the branch. GhIPSS handles interbank clearing for Ghanaian domestic payments.

For incoming international transfers, you need the SWIFT code, not the sort code. See our Ghana SWIFT directory.

Frequently asked questions

How do I find my Ghana sort code?

The code is on your chequebook, your bank statement, or shown in the mobile banking app. You can also check the table below: 5 banks covered, with their head-office code.

Why does each branch have its own GhIPSS code?

In Ghana, the GhIPSS system encodes the branch into the sort code. This routes payments to the right branch for clearing. It's different from South Africa, where one code covers every branch of a bank.

Is the sort code the same as the SWIFT code?

No. The sort code (GhIPSS) is for DOMESTIC payments in Ghana. The SWIFT code is for INCOMING INTERNATIONAL transfers. Two different use cases.