Unitel Money Fees in Angola
🇦🇴 AOA (Kz) · Including all taxes
Unitel Money is one of the leading mobile money services in Angola, serving millions of users. Send fees are Kz26.32 per transaction. Use the fee tables below to see all charges including government taxes.
How much are Unitel Money charges in Angola in 2026?
On Unitel Money in Angola, receiving is free. Sending in the first band costs a flat Kz26.32; cashing out in the first band costs per the operator schedule. No state tax stacks on top. Tariffs verified against the operator source (June 2026).
Unitel Money Send Money Fee Tiers in Angola
| Range | Fee |
|---|---|
| Kz1 - Kz1,000 | Kz26.32 Kz 26.32 (unitelmoney.ao) |
| Kz1,001 - Kz2,000 | Kz48.25 Kz 48.25 (unitelmoney.ao) |
| Kz2,001 - Kz3,000 | Kz90 Kz 90.00 (unitelmoney.ao) |
Unitel Money Withdrawal (Cash-Out) Fee Tiers in Angola
| Range | Fee |
|---|---|
| No data | |
Unitel Money / Multicaixa Express to Bank & Bank to Unitel Money / Multicaixa Express: Transfer Fees
How much does a Unitel Money / Multicaixa Express to bank transfer cost in Angola?
Unitel Money links to bank accounts and can be topped up via Multicaixa Express (EMIS interbank), but per-transaction wallet↔bank fees are not published in readable form — verify in the app or *449#.
Unitel Money links to bank accounts and can be topped up via Multicaixa Express (EMIS interbank), but per-transaction wallet↔bank fees are not published in readable form — verify in the app or *449#.
Loading Unitel Money from a bank card/account via Multicaixa Express is widely used; no flat fee is published — confirm with your bank.
Angola's kwanza (AOA) floats against the dollar. Multicaixa Express (EMIS) is the dominant bank/interop app (~3M users) and integrates with Unitel Money. Unitel Money raised its KWiK P2P daily limit to 500,000 Kz in 2026.
Worked example: To move Kz from Unitel Money to a bank account, the fee shows in *449# at confirmation — the transfer tarifário starts at Kz 26.32 on small amounts; higher bands and cash-out, verify.
Source: unitelmoney.ao (Unitel Money *449#, tarifário), EMIS/Multicaixa Express; withdrawal grid not machine-readable — verify.
How to Send Money with Unitel Money in Angola
- Dial *449# — Open your phone's dialer and enter *449# on the Unitel Money SIM.
- Choose Send Money — Select Transfer / Send Money from the menu.
- Enter the recipient number — Type the recipient's mobile number, then confirm the name shown.
- Enter the amount — Enter the amount to send; any fee is displayed before you confirm.
- Confirm with your PIN — Enter your Unitel Money PIN to authorise; you get an SMS confirmation.
About Unitel Money in Angola
On pricing, here is how Unitel Money structures its fees. Sending is priced by band : flat Kz26.32 Kz1–Kz1,000; flat Kz48.25 Kz1,001–Kz2,000; flat Kz90 Kz2,001–Kz3,000. Receiving money is free; the cost sits at sending and at cashing out to physical cash.
Government levy. There is currently no specific state mobile-money tax in Angola: you pay only the operator's fee.
How to use it. You manage Unitel Money via the mobile app, the operator's USSD menu (no internet needed), or an authorised agent to deposit and withdraw cash. Fees are identical on every channel — the schedule above applies with no per-channel surcharge, and an agent should never charge cash on top of the fee deducted from your balance.
To compare Unitel Money with the other operators in Angola for your exact amount, use the calculator at the top of this page or open the Angola page. Tariffs rendered from our database, verified in 2026.
Unitel Money vs Other Providers in Angola: Fee Comparison
Frequently Asked Questions
How much does Unitel Money charge to send money in Angola?
Unitel Money charges Kz26.32 per transfer in Angola.
What are the Unitel Money withdrawal fees in Angola?
See the fee tables above for details.
Is there a government levy on Unitel Money transactions in Angola?
No. There is currently no government levy on mobile money transactions in Angola.
What is the Unitel Money USSD code in Angola?
Use the Unitel Money mobile app or visit an authorized agent in Angola.
Is Unitel Money the cheapest mobile money provider in Angola?
It depends on the amount. Use the MomoCalc calculator on the Angola page to compare all providers for your specific amount.
How much does a Unitel Money / Multicaixa Express to bank transfer cost in Angola?
Unitel Money links to bank accounts and can be topped up via Multicaixa Express (EMIS interbank), but per-transaction wallet↔bank fees are not published in readable form — verify in the app or *449#.
What is the bank to Unitel Money / Multicaixa Express fee in Angola?
Loading Unitel Money from a bank card/account via Multicaixa Express is widely used; no flat fee is published — confirm with your bank.
Does any tax apply to Unitel Money / Multicaixa Express to bank transfers in Angola?
Angola's kwanza (AOA) floats against the dollar. Multicaixa Express (EMIS) is the dominant bank/interop app (~3M users) and integrates with Unitel Money. Unitel Money raised its KWiK P2P daily limit to 500,000 Kz in 2026.