🇹🇿 Send TSh100,000 in Tanzania: fees by provider

TSh100,000 is one of the largest amounts on this page in Tanzania — roughly a rent instalment or stock for a kiosk. Tanzania has a genuinely competitive field — Vodacom M-Pesa, Airtel Money and Mixx by Yas (ex-Tigo Pesa) — landing money in Dar es Salaam and upcountry.

TCRA-mandated interoperability lets you send across networks, so what varies is the band tariff and the agent's float, not the network itself. At 0% effective the fee is almost negligible; here the binding constraint is your transaction limit and the agent's cash float.

At TSh100,000, this amount falls in a pricing band where a flat TSh1707 fee applies at the reference provider. The next band starts at TSh200,000, where pricing changes — worth knowing if your amount is near that threshold. Keeping money on the wallet to pay avoids any cash-out fee.

The Tanzania send tariff is banded by amount: flat TSh25 TSh200–TSh499; flat TSh61 TSh2,000–TSh2,999; flat TSh92 TSh3,000–TSh3,999; flat TSh583 TSh20,000–TSh29,999; flat TSh714 TSh40,000–TSh49,999. That is why the cost depends as much on the amount as on the provider.