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Mobile Wallet Money Transfer Fees in Egypt

Vodafone Cash, Orange, Etisalat, WE Pay and InstaPay — updated 2026.

How much does it cost to send money via mobile wallets in Egypt?

Sending money via mobile wallets in Egypt starts at EGP 1 with Vodafone Cash and 0.1% with InstaPay (capped at EGP 20 per transaction). Compare Vodafone Cash, Orange Cash, Etisalat Cash, WE Pay and InstaPay in the table below — with the flat vs percentage fee distinction made clear.

4 wallets + InstaPayEGP · ج.مCBE-regulatedNo special wallet tax

Compare wallet & InstaPay fees

Provider	Same wallet	To other wallet/bank	Cash-out	Model
VFVodafone CashCheapest	EGP 1 (flat)	0.5% (min EGP 1, max EGP 10–15)	≈ EGP 5 per EGP 5,000 (tiered)	Percentage + flat
OROrange Cash	EGP 1 (first transfer/month up to EGP 2,000 free)	0.5% (min EGP 1, max EGP 15)	1% (min EGP 3) at Orange shops / Fawry	Percentage + flat
e&Etisalat / e& Cash	EGP 1 (first transfer/month up to EGP 2,000 free)	0.5% (min EGP 1, max EGP 15)	1% at ATM (min EGP 1)	Percentage + flat
WEWE Pay	Free / CBE-standard	CBE-standard	≈ 1% (tiered)	Percentage
IPInstaPaybank railCheapest	0.1% (min EGP 0.50)	0.1% (min EGP 0.50, max EGP 20 / transaction)	—	Percentage (capped)

Fees in Egyptian Pounds (EGP), CBE-regulated. Vodafone Cash, Orange, Etisalat and InstaPay follow published official tariffs; WE Pay is indicative (bank-set) — confirm with the operator.

Wallet vs InstaPay — which is cheaper?

To send EGP 1,000: via InstaPay ≈ EGP 1 (0.1%); Vodafone wallet → another wallet ≈ EGP 5 (0.5%); Vodafone Cash → Vodafone Cash is just EGP 1. Bottom line: InstaPay is cheaper for transfers between different banks/wallets thanks to its EGP 20 per-transaction cap, while same-wallet transfers are the cheapest of all.

Same wallet (Vodafone)

EGP 1

Wallet → other wallet

≈ EGP 5 (0.5%)

Via InstaPay

≈ EGP 1 (0.1%)

Provider details

Vodafone Cash

VFC · Percentage + flat

Verified

Egypt's dominant wallet. Vodafone Cash → Vodafone Cash is a flat EGP 1; to another wallet it is 0.5%. (The first transfer each month under EGP 2,000 may be free — confirm in-app.) The transfer cap is cited as both EGP 10 and EGP 15 across sources; confirm the current cap with the operator.

Orange Cash

ORC · Percentage + flat

Verified

Per Orange Egypt's published tariff: EGP 1 to an Orange wallet, 0.5% (max EGP 15) to other wallets, first transfer/month up to EGP 2,000 free. Cash-out 1% (min EGP 3); receiving international transfers to the wallet is free.

Etisalat / e& Cash

ETC · Percentage + flat

Verified

Per e& Egypt's published tariff: EGP 1 to an e& wallet, 0.5% (max EGP 15) to other wallets, first transfer/month up to EGP 2,000 free. ATM cash-out 1% (min EGP 1).

WE Pay

WEP · Percentage

Indicative

Telecom Egypt's wallet. Indicative, on the CBE-standard model.

InstaPay

IPN · Percentage (capped)

Verified

Not a telco wallet but a state-backed instant bank↔wallet rail. Fee is 0.1% capped at EGP 20 per transaction. Balance inquiry: first 10/month free, then EGP 0.50 each. 16M+ users, 1.1B+ transactions.

Limits (CBE)

• Wallet: EGP 60,000 / day, EGP 200,000 / month
• InstaPay: EGP 70,000 / transaction, EGP 120,000 / day, EGP 400,000 / month
• No special government tax on wallet transactions in Egypt — only operator fees and CBE limits.

Receiving money from the Gulf (KSA, UAE, Kuwait)

Gulf workers (KSA/UAE/Kuwait) send directly to an Egyptian wallet or InstaPay account through Vodafone Egypt's Gulf exchange-house partners. Funds usually arrive instantly; you only need a wallet registered with your Egyptian National ID (free to open). The CBE enables instant Gulf→Egypt transfers to a wallet or bank account.

Al Ansari ExchangeAl Mulla ExchangeACE Money TransferTapTap SendLuLu Money

Paying Chinese suppliers from Egypt

Egypt is a major importer of Chinese goods. The yuan rate is currently ≈ EGP 7.67 per CNY. See our guide to paying Chinese suppliers, plus shipping and customs.

Pay a Chinese supplier guide →

Egyptian Pound exchange rates

US Dollar / Egyptian Pound

1 USD = 52.09 EGP

View full rate →

Chinese Yuan / Egyptian Pound

1 CNY = 7.67 EGP

View full rate →

Frequently asked questions

What are the fees to transfer from Vodafone Cash to InstaPay?

Moving money from a Vodafone Cash wallet to InstaPay rides the InstaPay rail, so InstaPay's fee applies: 0.1% with a EGP 0.50 minimum and a EGP 20 per-transaction cap. A EGP 1,000 transfer costs about EGP 1.

How much is the fee to transfer EGP 1,000 on Vodafone Cash?

Vodafone Cash → Vodafone Cash is a flat EGP 1. To another wallet it is 0.5% — about EGP 5 on EGP 1,000 (min EGP 1). Via InstaPay it is 0.1% — about EGP 1.

What is the fee to withdraw EGP 10,000 from Vodafone Cash?

Vodafone Cash cash-out is tiered, roughly EGP 5 per EGP 5,000, so withdrawing EGP 10,000 is around EGP 10. Agent rates vary and can change — check the app.

InstaPay vs wallets — which is cheaper?

InstaPay is cheaper for transfers between different banks/wallets (0.1%, capped at EGP 20). Same-wallet transfers (Vodafone → Vodafone) cost just EGP 1. For large cross-institution transfers, InstaPay usually wins thanks to the EGP 20 cap.

Can I move money from Vodafone Cash to InstaPay?

Yes. You can link a Vodafone Cash wallet to InstaPay and send to any bank account or wallet by mobile number or InstaPay address (IPA), within EGP 70,000 per transaction and EGP 120,000 per day.

How long does a transfer from Saudi Arabia or the UAE to Egypt take?

Through Gulf exchange-house partners (Al Ansari, Al Mulla, ACE, TapTap Send, LuLu) money usually arrives instantly to your Egyptian wallet or account. You only need a wallet registered with your Egyptian National ID (free to open).

Vodafone Cash, InstaPay, Orange Cash and Etisalat Cash data verified from published official tariffs (June 2026, CBE-regulated). WE Pay rates are indicative (bank-set) — always confirm with the operator before large transfers.