Union Bank Sort Codes Nigeria: HO 032080474 + Branches
Union Bank's head office sort code is 032080474. Each Union Bank branch has its own NIBSS 9-digit code — find yours in the table below, or confirm with your branch if the list isn't yet complete.
Head office code032080474
Codes verified June 2026. New Union Bank branches receive new NIBSS codes regularly; if a branch isn't listed, confirm with the bank or the official NIBSS directory.
Union Bank sort codes by branch
| Branch | Sort code | Zone |
|---|---|---|
| Head Office (Stallion Plaza, 36 Marina)HO | 032080474 | Lagos |
Partial list — only confirmed branches are published. Union Bank has more branches whose NIBSS codes haven't been verified yet; confirm your branch code with Union Bank or check the official NIBSS directory.
Sort code vs other Union Bank codes
Sort code (NIBSS, 9-digit) : for INTERNAL Nigeria transfers (NUBAN/GhIPSS, bank wires).
USSD code (*826#) : for mobile transactions from your phone, no internet required.
SWIFT code (UBNINGLA) : for INCOMING INTERNATIONAL wires (from outside Nigeria).
Three codes, three use cases — don't mix them up.
Other Union Bank codes & resources
Other Nigeria banks
Frequently asked questions
What is Union Bank's sort code?
Each Union Bank branch has its own NIBSS sort code. The head office (Lagos) code is 032080474. For your specific branch, see the table below or confirm with your bank.
How do I find my branch's sort code?
The sort code is typically printed on your chequebook, your bank statement, or shown in the mobile banking app. You can also call your branch directly or check the official NIBSS directory.
What is a sort code used for?
The sort code identifies your specific BANK BRANCH in the national payments system. Combined with your account number, it lets other banks route payments to you correctly (salaries, transfers, bills). In Nigeria, the sort code is 9-digit (3-digit bank prefix + 6-digit branch identifier) (NIBSS).
What's the difference between sort code and account number?
Sort code identifies the BANK BRANCH; account number identifies YOUR personal account. For a NUBAN/GhIPSS transfer, you provide both: the recipient branch's sort code + the recipient's account number.
Is Union Bank's sort code the same as its USSD or SWIFT code?
No. The sort code (NIBSS, 9-digit) is for routing inside Nigeria. The USSD bank code (*826#) is for mobile transactions from your phone. The SWIFT code is for INCOMING international wires. Three different codes, three different use cases.