Nedbank Universal Branch Code: 198765

Nedbank's universal branch code is 198765. Use this SINGLE code for ALL Nedbank branches in South Africa — you do NOT need a different code per branch. This is the #1 source of confusion around South African branch codes.

Branch code198765

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Code verified June 2026. South African universal branch codes rarely change, but confirm with Nedbank if in doubt.

When to use the Nedbank branch code 198765

Salary setup : give 198765 to your employer as the branch code, plus your Nedbank account number and account name.

Debit orders and DebiCheck : 198765 identifies Nedbank in the PASA national payments system, regardless of which branch holds your account.

Incoming EFT from another bank : the sender (Capitec, FNB, Standard Bank, etc.) needs your account name, Nedbank account number, and 198765.

Bill payment via EFT : not required if you pay through the Nedbank app (the bank already knows its own code). Required if the billing authority processes via EFT batch.

You do NOT need the branch code for in-app transfers within Nedbank.

Nedbank branch code vs SWIFT code

The branch code 198765 is for DOMESTIC transfers within South Africa (EFT). For receiving an INTERNATIONAL wire (from overseas), you need Nedbank's SWIFT/BIC code instead — not the branch code.

→ See Nedbank's SWIFT code

Note : Universal code for all Nedbank branches. Nedbank historically had branch-specific codes; 198765 is the current universal published code.

Other South African bank branch codes

Frequently asked questions

What is Nedbank's branch code?

198765. It is the universal code that covers ALL Nedbank branches in South Africa. You do NOT need a separate code for your local branch.

Do I need my specific Nedbank branch code?

No. Nedbank uses a universal code system: the same 198765 works for every branch nationwide. This is different from Nigeria and Ghana, where each branch has its own code.

What is the difference between a branch code and an account number?

The branch code identifies the BANK (and in Nigeria/Ghana, the branch). The account number identifies YOUR personal account at that bank. For a South African EFT, you provide both: 198765 for Nedbank + your Nedbank account number.

Is Nedbank's branch code the same as its SWIFT code?

No. The branch code (198765) is used for DOMESTIC EFT transfers within South Africa. The SWIFT/BIC code is used for INTERNATIONAL transfers (from overseas). See our Nedbank SWIFT code page for transfers from outside South Africa.

When do I use the Nedbank branch code?

When setting up a debit order (DebiCheck, standing order), giving your banking details to an employer (salary setup), receiving an EFT to your Nedbank account from another South African bank, or for bill payment. Not needed for in-app transfers within the Nedbank mobile banking app.