Investec Universal Branch Code: 580105
Investec's universal branch code is 580105. Use this SINGLE code for ALL Investec branches in South Africa — you do NOT need a different code per branch. This is the #1 source of confusion around South African branch codes.
When to use the Investec branch code 580105
Salary setup : give 580105 to your employer as the branch code, plus your Investec account number and account name.
Debit orders and DebiCheck : 580105 identifies Investec in the PASA national payments system, regardless of which branch holds your account.
Incoming EFT from another bank : the sender (Capitec, FNB, Standard Bank, etc.) needs your account name, Investec account number, and 580105.
Bill payment via EFT : not required if you pay through the Investec app (the bank already knows its own code). Required if the billing authority processes via EFT batch.
You do NOT need the branch code for in-app transfers within Investec.
Investec branch code vs SWIFT code
The branch code 580105 is for DOMESTIC transfers within South Africa (EFT). For receiving an INTERNATIONAL wire (from overseas), you need Investec's SWIFT/BIC code instead — not the branch code.