Finbond Universal Branch Code: 589000

Finbond's universal branch code is 589000. Use this SINGLE code for ALL Finbond branches in South Africa — you do NOT need a different code per branch. This is the #1 source of confusion around South African branch codes.

Branch code589000

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Code verified June 2026. South African universal branch codes rarely change, but confirm with Finbond if in doubt.

When to use the Finbond branch code 589000

Salary setup : give 589000 to your employer as the branch code, plus your Finbond account number and account name.

Debit orders and DebiCheck : 589000 identifies Finbond in the PASA national payments system, regardless of which branch holds your account.

Incoming EFT from another bank : the sender (Capitec, FNB, Standard Bank, etc.) needs your account name, Finbond account number, and 589000.

Bill payment via EFT : not required if you pay through the Finbond app (the bank already knows its own code). Required if the billing authority processes via EFT batch.

You do NOT need the branch code for in-app transfers within Finbond.

Finbond branch code vs SWIFT code

The branch code 589000 is for DOMESTIC transfers within South Africa (EFT). For receiving an INTERNATIONAL wire (from overseas), you need Finbond's SWIFT/BIC code instead — not the branch code.

Finbond SWIFT code coming to our directory — for now, confirm with the bank.

Note : Universal code for Finbond Mutual Bank.

Other South African bank branch codes

Frequently asked questions

What is Finbond's branch code?

589000. It is the universal code that covers ALL Finbond branches in South Africa. You do NOT need a separate code for your local branch.

Do I need my specific Finbond branch code?

No. Finbond uses a universal code system: the same 589000 works for every branch nationwide. This is different from Nigeria and Ghana, where each branch has its own code.

What is the difference between a branch code and an account number?

The branch code identifies the BANK (and in Nigeria/Ghana, the branch). The account number identifies YOUR personal account at that bank. For a South African EFT, you provide both: 589000 for Finbond + your Finbond account number.

Is Finbond's branch code the same as its SWIFT code?

No. The branch code (589000) is used for DOMESTIC EFT transfers within South Africa. The SWIFT/BIC code is used for INTERNATIONAL transfers (from overseas). See our Finbond SWIFT code page for transfers from outside South Africa.

When do I use the Finbond branch code?

When setting up a debit order (DebiCheck, standing order), giving your banking details to an employer (salary setup), receiving an EFT to your Finbond account from another South African bank, or for bill payment. Not needed for in-app transfers within the Finbond mobile banking app.