Discovery Universal Branch Code: 679000
Discovery's universal branch code is 679000. Use this SINGLE code for ALL Discovery branches in South Africa — you do NOT need a different code per branch. This is the #1 source of confusion around South African branch codes.
When to use the Discovery branch code 679000
Salary setup : give 679000 to your employer as the branch code, plus your Discovery account number and account name.
Debit orders and DebiCheck : 679000 identifies Discovery in the PASA national payments system, regardless of which branch holds your account.
Incoming EFT from another bank : the sender (Capitec, FNB, Standard Bank, etc.) needs your account name, Discovery account number, and 679000.
Bill payment via EFT : not required if you pay through the Discovery app (the bank already knows its own code). Required if the billing authority processes via EFT batch.
You do NOT need the branch code for in-app transfers within Discovery.
Discovery branch code vs SWIFT code
The branch code 679000 is for DOMESTIC transfers within South Africa (EFT). For receiving an INTERNATIONAL wire (from overseas), you need Discovery's SWIFT/BIC code instead — not the branch code.