African Bank Universal Branch Code: 430000

African Bank's universal branch code is 430000. Use this SINGLE code for ALL African Bank branches in South Africa — you do NOT need a different code per branch. This is the #1 source of confusion around South African branch codes.

Branch code430000

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Code verified June 2026. South African universal branch codes rarely change, but confirm with African Bank if in doubt.

When to use the African Bank branch code 430000

Salary setup : give 430000 to your employer as the branch code, plus your African Bank account number and account name.

Debit orders and DebiCheck : 430000 identifies African Bank in the PASA national payments system, regardless of which branch holds your account.

Incoming EFT from another bank : the sender (Capitec, FNB, Standard Bank, etc.) needs your account name, African Bank account number, and 430000.

Bill payment via EFT : not required if you pay through the African Bank app (the bank already knows its own code). Required if the billing authority processes via EFT batch.

You do NOT need the branch code for in-app transfers within African Bank.

African Bank branch code vs SWIFT code

The branch code 430000 is for DOMESTIC transfers within South Africa (EFT). For receiving an INTERNATIONAL wire (from overseas), you need African Bank's SWIFT/BIC code instead — not the branch code.

→ See African Bank's SWIFT code

Note : Universal code for all African Bank customers.

Other South African bank branch codes

Frequently asked questions

What is African Bank's branch code?

430000. It is the universal code that covers ALL African Bank branches in South Africa. You do NOT need a separate code for your local branch.

Do I need my specific African Bank branch code?

No. African Bank uses a universal code system: the same 430000 works for every branch nationwide. This is different from Nigeria and Ghana, where each branch has its own code.

What is the difference between a branch code and an account number?

The branch code identifies the BANK (and in Nigeria/Ghana, the branch). The account number identifies YOUR personal account at that bank. For a South African EFT, you provide both: 430000 for African Bank + your African Bank account number.

Is African Bank's branch code the same as its SWIFT code?

No. The branch code (430000) is used for DOMESTIC EFT transfers within South Africa. The SWIFT/BIC code is used for INTERNATIONAL transfers (from overseas). See our African Bank SWIFT code page for transfers from outside South Africa.

When do I use the African Bank branch code?

When setting up a debit order (DebiCheck, standing order), giving your banking details to an employer (salary setup), receiving an EFT to your African Bank account from another South African bank, or for bill payment. Not needed for in-app transfers within the African Bank mobile banking app.